For content creator and influencer Christy Tabanyag, better known as Miss Deliciousness, success came through years of hard work, sacrifice, and responsible financial decisions. Before becoming a social media personality, Christy worked as a call center agent and helped support her family.
Her financial challenges became more difficult during the COVID-19 pandemic when both her father and grandmother were hospitalized at the same time. Facing rising medical expenses, Christy turned to Home Credit for a Cash Loan, which she was able to access through her long-standing relationship and history of timely payments.
Building a Strong Credit History
Christy became a Home Credit customer in 2017 when she financed her first smartphone. The phone was lost just two days later, but she continued paying her installments on time. Years later, her responsible payment history helped her secure a cash loan during the family medical emergency.
“The funds were credited almost immediately, and I was able to use them for my father’s and grandmother’s hospital expenses,” Christy said.
Turning Credit Into Opportunity
After repaying the emergency loan, Christy used Home Credit again to finance an iPhone XR, her first iPhone, as she began her content creation journey in 2020. The device became an important tool in producing content and developing her online presence as Miss Deliciousness.
“I bought my dream phone, an iPhone XR, as I began my content creation journey in 2020,” she said. “The support that I received from Home Credit gave me the confidence to feel financially secure while responsibly managing my loans.”
Responsible Borrowing for Future Goals
Today, Christy continues to maintain an active credit record despite achieving greater financial stability. She believes responsible borrowing and a good credit history can help create opportunities for future financial goals.
“If you're planning to apply for bigger loans someday, lenders often look at your credit history,” she said. “That's why maintaining a good credit record is something I really value.”
Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines, said the company aims to help Filipinos address immediate needs while working toward their long-term aspirations through accessible financial solutions and responsible credit management.
Christy’s story highlights how maintaining good financial habits can provide support during difficult moments while helping create opportunities for personal and professional goals.
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