Home Credit Philippines is rolling out a new offer for the Samsung Galaxy S26 Series, and it’s clearly aimed at making flagship devices less intimidating to pay for.
You’re looking at up to ₱10,000 off, paired with installment plans that can stretch up to 24 months at 0% interest. That already changes the conversation, especially if you’re used to paying full price upfront.
The promo runs until April 19, and it’s available in stores nationwide. A more practical way to own a flagship. What stands out here isn’t just the discount—it’s how the payment structure feels more doable in real life.
Instead of dropping ₱80K to ₱100K+ in one go, you’re spreading it out monthly. For a lot of users, that’s the difference between “maybe next year” and “okay, I can actually get this now.”
The lineup includes:
Samsung Galaxy S26
Samsung Galaxy S26+
Samsung Galaxy S26 Ultra
All models come in Black, White, Sky Blue, and Cobalt Violet, with different storage and RAM options depending on what you need.
The promo runs until April 19, and it’s available in stores nationwide. A more practical way to own a flagship. What stands out here isn’t just the discount—it’s how the payment structure feels more doable in real life.
Instead of dropping ₱80K to ₱100K+ in one go, you’re spreading it out monthly. For a lot of users, that’s the difference between “maybe next year” and “okay, I can actually get this now.”
The lineup includes:
Samsung Galaxy S26
Samsung Galaxy S26+
Samsung Galaxy S26 Ultra
All models come in Black, White, Sky Blue, and Cobalt Violet, with different storage and RAM options depending on what you need.
Real-world pick: why the Ultra still stands out
If you’re the type who pushes your phone a bit harder—shooting videos, editing content, juggling multiple apps—the Galaxy S26 Ultra is clearly the one to look at.
It’s built for heavier workloads, and in actual use, that usually translates to fewer slowdowns when multitasking or handling large files. The camera system is also more flexible, especially if you like zoom shots or shooting in different conditions.
There’s also Galaxy AI in the mix, which is starting to feel less like a gimmick and more like something you’d actually use—especially for quick edits, summaries, or productivity tasks.
Through Home Credit, the S26 Ultra can go as low as ₱2,509/month, which is honestly the kind of number that makes flagship phones feel less out of reach.
If you’re the type who pushes your phone a bit harder—shooting videos, editing content, juggling multiple apps—the Galaxy S26 Ultra is clearly the one to look at.
It’s built for heavier workloads, and in actual use, that usually translates to fewer slowdowns when multitasking or handling large files. The camera system is also more flexible, especially if you like zoom shots or shooting in different conditions.
There’s also Galaxy AI in the mix, which is starting to feel less like a gimmick and more like something you’d actually use—especially for quick edits, summaries, or productivity tasks.
Through Home Credit, the S26 Ultra can go as low as ₱2,509/month, which is honestly the kind of number that makes flagship phones feel less out of reach.
Pricing and installment breakdown
Here’s a clearer look at what you’ll actually be paying monthly:
Samsung Galaxy S26 Ultra (16GB + 1TB) – ₱116,990 – ₱3,479/month
Samsung Galaxy S26 Ultra (12GB + 512GB) – ₱95,990 – ₱2,949/month
Samsung Galaxy S26 Ultra (12GB + 256GB) – ₱80,990 – ₱2,509/month
Samsung Galaxy S26+ (12GB + 512GB) – ₱84,990 – ₱2,629/month
Samsung Galaxy S26+ (12GB + 256GB) – ₱69,990 – ₱2,189/month
Samsung Galaxy S26 (12GB + 512GB) – ₱69,990 – ₱2,189/month
Samsung Galaxy S26 (12GB + 256GB) – ₱55,990 – ₱1,779/month
Monthly rate includes the processing fee and is calculated based on a 30% down payment.
Applying is surprisingly quick
One thing that’s easy to overlook is how simple the process has become. You only need one valid ID, and approvals can happen in as fast as a minute. That’s a big shift compared to how complicated financing used to feel.
You can also go through the Home Credit App to get pre-approved before even stepping into a store, which saves time. The offer is available in over 10,000 partner stores nationwide, so access isn’t really an issue.
Here’s a clearer look at what you’ll actually be paying monthly:
Samsung Galaxy S26 Ultra (16GB + 1TB) – ₱116,990 – ₱3,479/month
Samsung Galaxy S26 Ultra (12GB + 512GB) – ₱95,990 – ₱2,949/month
Samsung Galaxy S26 Ultra (12GB + 256GB) – ₱80,990 – ₱2,509/month
Samsung Galaxy S26+ (12GB + 512GB) – ₱84,990 – ₱2,629/month
Samsung Galaxy S26+ (12GB + 256GB) – ₱69,990 – ₱2,189/month
Samsung Galaxy S26 (12GB + 512GB) – ₱69,990 – ₱2,189/month
Samsung Galaxy S26 (12GB + 256GB) – ₱55,990 – ₱1,779/month
Monthly rate includes the processing fee and is calculated based on a 30% down payment.
Applying is surprisingly quick
One thing that’s easy to overlook is how simple the process has become. You only need one valid ID, and approvals can happen in as fast as a minute. That’s a big shift compared to how complicated financing used to feel.
You can also go through the Home Credit App to get pre-approved before even stepping into a store, which saves time. The offer is available in over 10,000 partner stores nationwide, so access isn’t really an issue.
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